FAQ Guide
What is a Payday Loan?
A payday loan is a short term personal loan secured against your next paycheck. It is a fast and easy way to get a little extra cash between paydays. If you have been approved, the funds can be automatically deposited in your account electronically.
What are the requirements for qualification?
It is very easy to pre-qualify. You simply need to meet these requirements:
- Be at least 18 yrs of age and a US citizen.
- Currently be employed or received a regular income.
- Make at least $1000 per month.
- Have a checking account with direct deposit.
Requirements may vary based on your lender.
Does it take long?
No! Our customers usually get matched soon after submitting their sign up form.
Can I get another loan?
Easy Online Payday Loans match you with multiple lenders, but usually you can request another loan at a later date. However, you should remember that payday loans are only a short term solution to your cash needs. They are not intended to support a continuing budget problem. Repeated use and a reliance on payday loans can lead to serious financial problems.
I don't have any collateral; can I still get a loan?
Yes. Your employment and your paycheck serve as your collateral for this short term loan.
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